Medford, Oregon: health insurance
Medford is in Jackson County. Here is what Medford residents should know about coverage.
Coverage in Medford
Medford has about 85,098 residents (U.S. Census Bureau 2023 estimate).
Plans for Medford residents are determined by Jackson County, home to about 220,768 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Jackson County before you choose it.
- Turning 65 in Medford? Your Initial Enrollment Period runs seven months around your birthday. Oregon SHIBA (Senior Health Insurance Benefits Assistance) offers free counseling at 800-722-4134.
- Buying your own plan? Shop through HealthCare.gov (federal Marketplace) -- transitioning to Explore Health November 1, 2026.
- Medicaid questions? Oregon Health Plan (Oregon Health Authority) handles applications.
Oregon note: Oregon is in the middle of a marketplace transition: a 2023 state law required the Oregon Health Authority to stand up its own exchange, and the new Explore Health site received federal approval and is scheduled to replace HealthCare.gov for Oregon starting November 1, 2026 -- worth double-checking which site is current if you're reading this after that date.
Medicare plans leaving Jackson County for 2027
Medicare plans are set by county, so this applies to residents of this city. 20 plans are listed in Jackson County for 2026 but not for 2027, covering at least 17,198 people.
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Regence MedAdvantage + Rx Primary (PPO) H3817-011 | Cambia Health Solutions | 6,547 |
| AARP Medicare Advantage Extras from UHC OR-6 (HMO-POS) H3805-041 | UnitedHealthcare | 1,832 |
| Wellcare Simple Open (PPO) H5439-022 | Wellcare / Ambetter (Centene) | 1,695 |
| Aetna Medicare Enhanced (PPO) H5521-685 | Aetna (CVS Health) | 1,479 |
| AARP Medicare Advantage Essentials from UHC OR-4 (HMO-POS) H3805-039 | UnitedHealthcare | 856 |
| Regence Valiance (PPO) H3817-010 | Cambia Health Solutions | 819 |
See all 20 plans leaving Jackson County →
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Colleges and universities near Medford
Oregon public institutions include University of Oregon, Oregon State University, Portland State University. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about Oregon colleges.
Do Medford and Jackson County have the same plans?
Plans are offered by service area, and Medford falls under Jackson County. A plan that serves Jackson County is generally the one that applies to you.
Do I have to enroll if I call?
No. A call is a conversation about your options.
Medford residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095Other major Oregon cities
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.